2, financial enterprises have bad debts, provide conclusive evidence, after examination in line with the provisions of the conditions, should be reported at any time, at any time for approval, timely write off from the bad debt reserve. Financial enterprises shall not conceal non-reporting, long-term losses and cover up non-performing assets.
3. Loan write-off means that if the bank thinks that it cannot recover a loan from the borrower 1, it will remove the loan from the bank's financial statements.
4. Loan write-off is the abbreviation of "write-off of non-performing loans", which is the system for banks to write off non-performing loans or loan losses according to regulations. According to the relevant provisions of the Interim Provisions of the Ministry of Finance on Establishing Non-performing Loan Reserves of National Specialized Banks, the amount of each non-performing loan is less than 50,000 yuan.
5, by the local banks in conjunction with the central financial institutions at the same level for examination and approval, non-performing loans each amount more than 50000 yuan, 65438+ ten thousand yuan, by the provincial banks in conjunction with the central financial institutions at the same level for examination and approval; Each non-performing loan of more than 654.38+10,000 yuan shall be examined and approved by the head office of specialized banks according to the opinions of lower-level banks and provincial central financial institutions, and reported to the Ministry of Finance for the record.