The mortgage interest rate of CITIC Bank shall not be lower than the benchmark interest rate 1. 1 times. According to relevant information, the mortgage interest rate of CITIC Bank is usually not lower than the benchmark interest rate 1. 1 times:

1, the benchmark interest rate of commercial mortgage. (1) Within one year, the interest rate is 4.35%. (2) The loan term is one to five years and the interest rate is 4.75%. (3) If the loan term exceeds five years, the interest rate is 4.90%.

2. benchmark interest rate of provident fund mortgage. (1) The loan is within 5 years, and the interest rate is 2.75%. (2) If the loan is over 5 years, the interest rate is 3.25%.