1, audit telephone number
Under normal circumstances, the working capital is automatically audited by the system, but it may also be verified by telephone. For example, if some users are not very qualified and just step on the passing line, Weizhong Bank will call to further confirm the qualifications of users, and usually only need to answer questions according to the information submitted at the time of application.
Please note that calling is only a step in the audit process, and it may not be possible to pass the telephone audit. The comprehensive evaluation results of the system shall prevail. It should be noted that you usually call the applicant instead of the contact in the address book, so you don't have to worry about the loan being known by others.
2. Call collection
Weizhong liquidity can repay on time, and will not call unless it is overdue. At present, if the repayment is successful before 24:00 on the second day of the repayment date, the working capital belongs to normal repayment. Exceeding this time is overdue, which will have many consequences such as penalty interest and liquidated damages, and will also be collected.
At the beginning, if loans overdue dies, I will call the lender himself to urge the repayment. If the overdue time is long, the contact person in the lender's address book will also receive a phone call. At this time, the lender can't hide the loan because it needs authorization to obtain the address book when applying.
Weizhong Bank officially opened on 20 14, and it is the first private bank and internet bank in China. Weizhong Bank focuses on providing better and more convenient financial services for small and micro enterprises and the general public, exploring new modes and methods of using financial technology to practice inclusive finance and serve the real economy, adhering to legal compliance and strictly controlling risks.
Weizhong Bank has successively launched micro-loans, micro-loans, micro-car loans, Weizhong Bank App, Weizhong Enterprise Aipu App, Goose Spend, We2000 and other products, serving more than 250 million individual customers and more than 65.438+0.7 million corporate customers.
Weizhong Bank carried out technical research around the research and application of the underlying algorithms of key core technologies such as blockchain, artificial intelligence, big data and cloud computing, and became the first commercial bank in China to be recognized as a national high-tech enterprise in 20 17.
Weizhong Bank ranks among the top 100 banks in China, and international rating agencies Moody's and Standard & Poor's give Weizhong Bank "A3" and "BBB+" ratings respectively. Forrester, an internationally renowned independent research company, defines Weizhong Bank as "the world's leading digital bank"