English words related to credit cards:
bank of issue
annual fee
Credit limit/restricted credit limit
interest rate
monthly balance sheet
Balance transfer credit card balance compensation
Available credit limit/limit available credit limit
Annual interest rate = annual interest rate
Activate a card to open it.
Reward program product integral feedback
Integral reward points
cash in advance
credit card
Affinity card identification card
platinum card
student card
Preferred card/gold card
stored value card
Classic Capka
co-branded card
supplementary card
Debit card transfer card
ATM card financial card
debit card
Cash prepaid card
Company card
MID/ merchant id[ merchant number]
TID/ terminal id[ terminal number]
Location ID[ location number]
Basno. [Batch number]
Tracy. [inquiry number]
Reference number. [serial number]
Authorization code [authorization number]
Credit card vocabulary explanation:
Available credit refers to the credit line that can be used for shopping, cash advance and transfer.
Balance Transfer: This service allows you to withdraw the balance from one credit card at a lower cost to repay the debt of another credit card.
Cash advance: You can withdraw cash from the ATM by credit card.
Affinity card: a card jointly issued by a bank and a third party, and the third party can obtain value-added benefits from each transaction. For example, universities, professional organizations or alumni associations can get a certain percentage of benefits from membership card transactions.
Annual fee: Some credit cards have to pay an annual fee whether you use them or not, ranging from 25,50, 100 yuan. And then what? Gold card? And then what? Platinum card? The annual fee is as high as several hundred yuan.
Annual interest rate (APR): refers to the annual interest rate of the loan on the credit card. If you pay the balance you owe on time every month, you generally don't have to pay it back, that is, an interest-free loan; Otherwise, APR is applied to the outstanding balance of each month.
Credit card authorization: When you pay for a transaction, you must show your credit card or account number to the other party. Credit card authorization records your available credit limit to ensure timely credit support during the transaction.