1. Negotiation with enterprises: Banks can contact enterprises to discuss matters such as debt restructuring or deferred repayment. This includes measures such as rescheduling loans or lowering interest rates to help enterprises gradually restore their repayment ability.

2. Preserve assets: Banks will take measures to protect their creditor's rights, including preserving the assets of enterprises, so as to ensure that assets will not be transferred to other units or individuals. This includes the seizure, seizure or freezing of accounts and other assets of enterprises.