In 2016, I bravely turned a fully paid house into three mortgaged houses, with a mortgage of more than 7,000 yuan, plus a house with a provident fund monthly payment of 3,000 yuan. I left in 2017 when my family was under great pressure. I have been studying for one year, and currently have two apartments rented out and paid off most of the mortgage. I still feel that the decision I made at that time was the right one, because the difficulty was only temporary, and I got over it as soon as I gritted my teeth. However, the increase in housing prices and the depreciation of the RMB have all It exceeded my expectations, so I am very happy with my choice.

I think there is no one worse than me, right? Coordinated in Chengdu, a girl, currently unmarried, with a monthly payment of 5,960, basically repaying it by herself. The loan interest rate is 5.88, the loan is 840,000, and the term is 20 years. It has been more than two years since the loan was repaid, and there is still more than 780,000 left in the loan.

I am the only child in the family. At the beginning of 2019, I watched the housing prices in Chengdu rise, and finally I was optimistic about a project in Tianfu New District. The unit price was more than 12,000 yuan for a fully decorated room with three bedrooms and one living room. The total price was 1.4 million. I gritted my teeth and bought it. The down payment was mainly based on my parents' support, but after buying it, I was basically the one paying off the loan every month.

When I first started repaying the loan, my salary was only more than 5,000 yuan a month, and I had to rent a house for 800 yuan a month. My income was not enough at all. My parents would subsidize a thousand yuan a month, but now I basically have it. I am repaying the loan, and the property fee is 3 yuan per square meter per month, which is 330 yuan, the broadband fee is 149 yuan a month, and the water and electricity fee is about 50 yuan.

My current monthly salary is about 6,500, plus occasional business trip subsidies and more than 10,000 provident funds at the end of the year, which can barely cover the mortgage loan.

But it’s so hard to save money! If you want to buy something you like, you have to think twice. When you tell your friends that you are poor, they will say that you at least have a house. But what this house gives me is just a place to live. The rest is mortgage, property, water, electricity, gas, broadband fees... …

Now that I think about it, sometimes it’s better not to spend too much in advance. When buying a house, you really have to do what you can! Otherwise, the rhythm of your life will be completely lost, there will be no social interaction, no entertainment, and you will not dare to change jobs!

The mortgage is 310,000 yuan, and it will be repaid in 30 years. The monthly payment is 1,500 yuan. It has been repaid for 10 years. The other house is fully paid and has no mortgage.

I just got into this year. The house I bought is from Sunac. The main body is already 6 stories tall and the total height is 8 stories. The provident fund loan is 60, and the monthly repayment is 4,000. Fortunately, the provident fund is 3,500 per month, so I only have to pay a few hundred, otherwise it would be a lot of pressure!

My husband and I bought a *** owned house in Beijing on our own, with a mortgage of 13,000 a month, and we have two babies. No one can take care of the children, so we asked an aunt to help, which costs 7,500 a month. It costs more than 20,000 yuan a month to not eat or drink, and now I am exhausted!

Coordinated in Chongqing, female, 90 years old, current salary is 1.3W per month, husband is 8k per month, our mortgage loan is 20 years, 1700 per month, and has been paid for 5 years [I want to be quiet][I want to be quiet Jing][I want to be quiet][I want to be quiet][I want to be quiet][呲呲][呲呲][呲呲][呲呲][呲呲]

Bought in 2017 house, a loan of 1.7 million, repayable in 35 years. 4,500 monthly mortgage payment. We pay more on the loan every year, and now we have 1.2 million left on the loan. Because there is a tax reduction policy for the first ten years of buying a house, but it will disappear after 10 years, so I plan to pay it all off in the 11th year. I don’t know if it can be done. The 15th year at the latest!

Both husband and wife work, and to be honest, there is no pressure on the monthly mortgage payment. Because if you don’t buy a house, you have to rent a house. The rent is more expensive than the mortgage.

I am in a worse situation. I have to pay my mortgage on time every month. The house is now in ruins and construction has been delayed for several years.

I started working in 2016 and bought a house in 2017. In a third-tier city, the house price was more than 5,000 at that time. Because my job was stable, a house was a must, so I bought one. house.

The house is in a good location. It is in a school district with elementary school, junior high school and high school very close by. Close to the high-speed rail station, the stadium, and universities nearby.

Since I was not in a hurry to move in, my colleague’s wife happened to be selling a house there. The house was indeed selling very well at that time, so she asked a friend to buy it and ordered one.

Fortunately, I didn’t buy a big one, less than 120 square meters. At first I wanted to use a provident fund loan, but the provident fund loan was too small, so I used a commercial loan.

After paying the down payment, I took out a loan of 390,000 and started repaying it in 2018.

My monthly salary is about 3,600 yuan, and I will get some bonuses at the end of the year. I have to repay a monthly loan of 2,300 yuan. I don’t dare to spend the money carelessly. I also have to fall in love, maintain a car, and pay for various expenses.

Fortunately, my employer takes care of my food, food, and housing, which saves me a lot of money and allows me to maintain my living expenses.

It has been four years since the payment was made. The original contract stated that the house would be delivered in June 2019, but it still feels far away. There are only a few workers working every day, and work is stopped at every turn.

If everyone goes to defend their rights once, maybe a few people can come and work for a few days.

Looking at the remaining amount of work and the progress of the project, it is estimated that it will be impossible to hand over the house within five years.

I feel miserable. I have worked so hard to buy a house, but the money has been spent and I cannot live in the house. The key is to keep paying off the loan.

Therefore, everyone should try not to buy off-plan properties. It is too deceptive and has no guarantee at all.

We reported it many times, but no one took care of it. They all shirk responsibility from each other.

We are a vulnerable group, and we hope the relevant departments can manage it. Many people who buy houses spend all their family savings for marriage, children's schooling, etc.

How many young people’s happiness and children’s studies have been ruined.

Although I pay the loan every month, I am not going hungry, but I have been unable to pay for the house. I am helpless!

The monthly payment is 6,000, one set is 1,700, and one set is 4,300. One for rent and one for self-occupation. After the rent and provident fund offset the monthly payment, there are still a few hundred yuan more.

The mortgage is more than 1 million, the loan is 30 years, and the monthly payment is 7,000. If you don’t work, you will starve to death in minutes.

I am working hard in Zhengzhou. It has been 6 years since I graduated. I have been working in the real estate industry. It can be said that I have not had a break since graduation. I only go to work to make money. The two years after I bought a house were really hard. , I don’t dare to go out to restaurants, I’m reluctant to buy clothes, I haven’t traveled for several years, and sometimes I wonder why I work so hard.

In the past two years, the epidemic has been repeated, and this is the second time that work has been suspended. I am really worried. I am afraid that I will not be able to repay the mortgage, and I have no savings in my hand. I am very tired. Sometimes I really envy my friends who live in third- and fourth-tier cities. Although the salary is not very high, there is no pressure and they live a carefree and comfortable life every day.