1. Try to provide other information: although there is no bank flow, you can provide other assets certificates, such as real estate license, vehicle certificate, stocks, funds and other investment certificates to show your personal assets and financial resources.
2. Inquire about the credit qualification through the third-party big data risk control platform: By docking the third-party big data risk control platform, such as "Puxincha" and Sesame Credit, you can inquire about the personal credit status. These platforms have established data cooperation with more than 98% online lending institutions in the market, and the query results are relatively accurate and intuitive, and various index data can also be obtained. It is very important to maintain your online loan credit, otherwise you may lose your good credit record.
3. Choose an appropriate loan method: You can try to choose other types of loan methods, such as mortgage loans and secured loans, and you can make up for the lack of bank liquidity through other assets or guarantors.
4. Seek cooperation from other financial institutions: If banks cannot provide loans, they can try to cooperate with other financial institutions, such as microfinance companies and P2P platforms. These institutions may be more flexible in loan requirements, and there may be more solutions to the situation where there is no bank running water.
There will be some difficulties when there is no running water in the bank, but through the above methods, you can increase your credit qualification, find other loan channels and improve the possibility of buying a house.