2. Proof of the marital status of the borrower;
3. Proof of the borrower's repayment ability;
4. Proof of down payment for house purchase;
5. The borrower and the seller have signed a legal and effective house sales contract;
6. If there is a * * * borrower, the * * borrower shall provide identity documents and other relevant supporting documents as required, and fill in the Application Form for Personal Real Estate Loan of Agricultural Bank of China as required;
7. If a qualified borrower mortgages a house other than the house purchased, it shall provide the real estate title certificate of the mortgaged property, the identity documents of the owner of the mortgaged property and the owner of the * * *, and a written commitment to agree to the mortgage;
8. Other information required by the Agricultural Bank.
Legal basis:
Interim Measures for the Administration of Personal Loans
Article 9 The lender shall establish a reasonable control mechanism for the borrower's income and debt ratio, reasonably determine the loan amount and term in combination with the borrower's income, liabilities, expenses, loan purposes, guarantees and other factors, and control the borrower's repayment amount in each installment not to exceed its repayment ability.
Article 14 The loan investigation includes but is not limited to the following contents:
(1) Basic information of the borrower;
(2) The income of the borrower;
(3) the purpose of the loan;
(4) The source, ability and method of repayment of the borrower;
(5) Guarantor's willingness to guarantee, ability to guarantee, value of collateral (pledge) and liquidity.