The variety approved by the bank is the variety. It is dishonest not to say that the loan approved for you has been changed to the bank!

The deposit advance is none of your business. It means that after you open a bank with your own credit to pay the other party, there is no money in the account when it expires, and the bank can only pay by itself. Under normal circumstances, it will not happen. If it happens, there is a problem with the billing company.