Credit information was collected at the Le Loan Conference. When applying for a loan, the materials that the lender needs to prepare are divided into the following categories: personal identification: ID card, residence permit, household registration book, marriage certificate and other materials; Provide proof of stable income source: bank flow sheet, labor contract, etc. Provide stable proof of address: such as house lease contract, water and electricity bill, property management and other related certificates; Other information required by the bank.

Personal credit investigation refers to the activities of personal credit investigation institutions established according to law to collect and process personal credit information and provide personal credit information inquiry and evaluation services according to the requirements of users.

Personal credit report is a personal credit history record provided by a credit reporting agency to legitimate information inquirers after processing and sorting out the information collected according to law.