According to the inquiry of official website of Hualv. com, the housing home purchase guarantee company was established in accordance with the Trial Measures for the Administration of Housing Home Purchase Guarantee, and signed a guarantee contract with the lender for the borrower to apply for a personal housing loan to provide joint and several liability guarantee when the borrower could not meet the lender's requirements for providing guarantee. Guarantee companies provide professional guarantees for borrowers to handle personal housing loans and charge service fees. They are real estate intermediary service enterprises with legal person status.