It doesn't matter, as long as you have the deposit certificate or national debt certificate from the local bank, you can handle it at the bank. If not, you can only go to a small loan company and use the property as collateral.

2. Can I get a loan without a bank card?

It is difficult to get a loan without a bank card, which is a necessary material for an applicant to apply for a loan. Bank cards can provide proof of income and obtain loans from lending institutions. Without a bank card, banks or other lending institutions cannot lend. A small number of online loans can apply for loans without bank cards, and the loans issued can be directly placed on third-party platform accounts.

In short, users are advised to apply for a debit card at the bank before applying for a loan. Debit card processing is not difficult. You can apply for it directly with your ID card, and you can generally get it on the spot. Some banks may need to provide proof of income and proof of residence when handling debit cards. However, most banks are not strict with debit cards.

In addition to debit cards, you need the following materials to apply for various bank loans:

1, ID card and household registration book.

2. Proof of marital status. Unmarried people need to provide proof of unmarried, and divorced people need to issue a civil mediation or divorce certificate (indicating that they have not remarried after divorce).

3 proof of income (proof of wage income for half a year or proof of local tax payment).

4, proof of property, generally real estate license, car registration and the like.

3. Can I get a loan without a bank card?

Hello, landlord ~ I hope my answer can help you!

Bank cards cannot be used for loans.

You have to mortgage to get a loan.

I wish you happiness and always be with you!

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