Loan review is often rejected for the following reasons: debt is too high, loan applications are too frequent, often overdue, and too many online loan applications are applied.

1. Excessive debt means that your current loan is more than your income, your debt ratio is over 70, and your income is low. The bank will judge that you have no ability to repay, so you will not pass.

2. Applying for loans multiple times in a short period of time for capital turnover. Too frequent applications will affect your credit report and the bank will reject it.

3. Frequent overdue repayments on credit cards will be recorded by big data, and banks will naturally refuse because you even need to pay penalty interest for overdue payments.

4. There are many online loan applications, and these data will be recorded. When you go for a loan, these data can be queried, and it is inevitable that your loan will be rejected.