Unemployed workers can withdraw part of the housing provident fund as economic assistance to ease the economic pressure during unemployment. The specific operation process is as follows:

1. Prepare relevant materials, including ID card, unemployment certificate, housing provident fund account number, etc.

2. Fill in the application form as required and provide the required supporting materials, such as unemployment certificate and bank card.

3. Submit the application form and supporting materials for review;

4. After approval, the housing provident fund management center will transfer the extracted amount to the bank account designated by the individual, which generally takes 3-5 working days.

The extraction criteria of housing provident fund for unemployed persons are as follows:

1. Time of individual unemployment: Unemployed people need to pay the provident fund continuously for one year after unemployment, and the housing provident fund can only be withdrawn after the accumulated payment time is one year. At the same time, individuals need to be unemployed for more than 3 months.

2. Withdrawal ratio: Unemployed persons can apply to withdraw all or part of the balance in the housing provident fund account (no more than 80% of their personal account balance) to pay for housing loans, rent, decoration and other expenses.

3. Withdrawal times: Unemployed people can withdraw the balance of the housing provident fund account at most twice in their lifetime.

To sum up, the specific extraction criteria of unemployment housing provident fund may be different due to different regions and policies. It is suggested that you pay attention to the relevant regulations and notices issued by the local housing provident fund management center, and understand and deal with related problems in a timely manner.

Legal basis:

Article 24 of the Regulations on the Management of Housing Provident Fund

In any of the following circumstances, the employee may withdraw the storage balance in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.