With SYB entrepreneurship training certificate, you can't confirm your loan with the bank. This is just a public welfare project of the country. The state gives some help to students who have participated in SYB entrepreneurship training class and micro-enterprises that really need help in starting a business. If these students use bank loans as venture capital, the government can give men up to 50 thousand and women up to 80 thousand two-year discount loans, which means that if you can borrow 50 thousand or 80 thousand from the bank, the bank can give you a two-year discount. The premise is that you must be a student of SYB entrepreneurship training class, and you must really start a business.