1. Stay calm and don't panic or make false promises.
2. Contact the borrowing platform or borrowing company in time to explain their repayment difficulties, and ask for an extension or installment payment and other negotiation schemes.
3. If you receive threatening or threatening phone calls or messages, you can complain and report to relevant departments.
4. Avoid using high-interest online lending platforms, and carefully choose reputable legal institutions to borrow money, so as not to fall into unbearable repayment pressure.