The People's Bank of China and the China Banking Regulatory Commission require the provincial market interest rate pricing self-discipline mechanism to independently determine the minimum down payment ratio of commercial personal housing loans within its jurisdiction in light of the actual situation of various cities. Therefore, please consult the local outlets for the specific down payment ratio and loan interest rate.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.