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When Urumqi commercial loan (China Construction Bank) is converted into provident fund, it may take several months of bank repayment to convert it into provident fund.
Hello:

Urumqi Provident Fund Management Center has no business of transferring commercial loans to provident fund.

If you buy a house, you can handle the withdrawal business:

First, employees may apply for withdrawal of housing provident fund under any of the following circumstances.

Purchase, construction, renovation and overhaul of owner-occupied housing;

Repay the loan principal and interest for the purchase and construction of owner-occupied housing;

(three) the income is lower than the minimum wage standard of the previous year or the rent expenditure of employees without housing exceeds the family income 15%;

(four) payment of energy-saving emission reduction residential wall insulation renovation project;

(5) Retired;

(6) The employee dies or is declared dead;

(seven) the termination of labor relations with the unit;

Completely or partially incapacitated;

(9) Having left the country to settle down;

(ten) the employee was sentenced to punishment and terminated the labor relationship with the unit;

(eleven) employees themselves, spouses, children, parents suffering from serious diseases listed in the relevant provisions, family life is difficult, medical insurance is not enough to pay for treatment;

(twelve) the children of workers admitted to institutions of higher learning, due to serious difficulties in family life, unable to pay tuition fees.

Two, the necessary information to extract the housing provident fund

(1) The ID card of the extractor;

(two) to withdraw the spouse's provident fund, it shall provide the spouse's identity card and marriage certificate;

(3) The application form for extracting housing provident fund and the approval form for extracting housing provident fund (stamped with the seal reserved by the unit).

Three, housing consumption information needed to extract housing provident fund

Purchase of commercial housing

1. To buy a local commercial house, you need to provide:

(1) Pre-sale contract of commercial housing (within one year from the date of signing the contract);

(2) deposit receipt;

(3) deed tax payment certificate;

(4) Certificate of house sales account issued by the developer.

Note: If the pre-sale contract of commercial housing states that the purpose of the house is non-residential or non-ordinary residence, the housing accumulation fund cannot be withdrawn.

2. The purchase of commercial housing in different places shall provide:

(1) Pre-sale contract of commercial housing;

(2) deposit receipt;

(3) Deed tax payment certificate A. If the employee can't provide deed tax payment certificate, he can provide the online signing information of the place where the house is purchased, and the manager can handle the withdrawal business only after verifying the online signing information and signing for confirmation; B. If the employee is unable to provide the deed tax payment certificate or online signing information of the place where the house is purchased, the pre-sale contract of commercial housing needs to be notarized at the notary office of the place where the house is purchased or a lawyer's witness letter issued by the local law firm (requirements: the signature of the lawyer's witness letter needs to be handwritten by two or more lawyers, and the professional qualification certificate and lawyer's qualification certificate of the law firm issued by the judicial department are attached).

(4) Certificate of house sales account issued by the developer.

Note: If the employee has paid off the purchase price of commercial housing in full, the housing accumulation fund will not be withdrawn; For the purchase of commercial housing in different places and locally, the effective time limit for withdrawing the housing provident fund is within one year from the date of signing the pre-sale contract of commercial housing, and the purchased housing can only be withdrawn for one payment.

(two) the purchase of local and remote second-hand housing.

1. Property ownership certificate transferred to the name of the buyer;

2. Real estate transfer contract;

3. Deed tax payment certificate;

4. A copy of the seller's ID card;

5. Personal bank debit card customer receipt.