1, you must have your own house in your name (the full amount can be mortgaged).

The full amount can be handled directly, and there is also a mortgage (a second loan can be made).

2. Check the credit information

Understand the real credit situation, whether it is overdue and the details of liabilities, and then match the corresponding bank loan products according to the specific situation.

3. Evaluation

Arrange on-the-spot evaluation by the evaluation company. The better the location, the higher the value.

Step 4 prepare information

ID card, bank card, household registration book, real estate license, income certificate, and loan use certificate.

If it is husband and wife, both parties need to provide the above information+marriage certificate.

Note: Bank card (to be opened at the bank that handles the loan).

Step 5 sign a contract

Step 6 wait for a loan

7. Repay on time

Be sure to pay back on time, so as not to affect your credit record.

Conditions required for handling loans

1, age 18-65 years old

2, housing (more than 40 square meters)

3. The room age is less than 30 years.

4, elevators, buildings can be done

Product advantage

1, there is no penalty for prepayment.

2. Interest before principal, with equal principal and interest.

3. Low interest rate (3.65%-4.5%)

4. Discount of 7-20% for the evaluation of high credit limit (the maximum single credit limit is100000).

5. Lending time is shortened by 7- 10 working days.

1 year, 3.65%, after interest and capital;

/kloc-4.3% for 0/0 years, with equal principal and interest;

Handle all kinds of bank loans, secondary mortgage, decoration loans, personal credit loans, enterprise credit loans, bridge crossing, mortgage loans and other products.