The loan from the packaging company is unreliable.
"Packaged loan" is a kind of routine loan. Usually refers to the so-called packaging upgrade of customers' own credit through various illegal means, so as to borrow money from banks and other financial institutions, and then earn the difference. The customer finally got only a small part, but owed a large loan to the bank.
This is true in this reality, but this kind of cost is very high and must be considered clearly. The general cost is 20%-40%, and most of them are deceptive. It is recommended not to make this kind of loan, it is easy for malicious people to set a trap for you. Many people will call because they have no money to pay back in the future. If the loan amount is large, the bank will lend it to people.
Tips:
The above explanation is for reference only. There are risks in entering the market, so investment needs to be cautious. Before making any investment, make sure that you fully understand the investment nature and risks involved in the product, and then judge whether to participate in the transaction by yourself after carefully understanding and evaluating the product.
Can you believe the black intermediary packaging loan?
Generally, it is possible, but only half of it is available.
A packaged loan is a regular loan. Usually refers to the so-called packaging upgrade of customers' own credit through various illegal means, so as to borrow money from banks and other financial institutions, and then earn the difference. The customer finally got only a small part, but owed a large loan to the bank.
Since the state cracked down on "routine loans", many "black-hearted" loan companies have been punished as they should, and advertisements such as "quick loan payment and credit stain" have disappeared from the market.
However, the reporter of China Business Daily noticed that the number of black intermediaries charging huge packaging fees in the name of "packaging loans" has increased. Black intermediaries "package" people in need of loans into executives of shell companies, and at the same time lend them money in the form of wages, forming a flowing bank. After "packaging" their qualifications, they will continue to lend to financial institutions.
2065438+09129 October, 19, Guangdong Provincial Public Security Bureau issued a document to be on guard against this kind of fraud. In the published cases, some of the deceived people were loaned 915,000 yuan and only got 45,000 yuan. The National Business Daily reporter searched for the keyword "packaged loan" and found that such advertisements were not uncommon on the Internet, but after clicking on it, they jumped to the online loan platform.
Will the packaging loan get the loan? The consequences are quite serious!
Some people may not be able to get a loan because of their average academic qualifications, so they will want to package the information and apply. Someone asked, will the packaging loan get the loan? Then let's talk about this problem briefly, hoping to find it helpful after reading it.
Will the packaging loan get the loan?
It is possible to get a loan. If you package the materials before applying, if the audit is strict, it will be easy to find the discrepancy of user information and then refuse, but it doesn't mean that you can 100% find it, and you may still get a loan.
However, users should pay attention to the fact that even if the loan is successfully obtained, there will be post-loan management, which has relatively little impact on normal repayment. In this case, once the user is overdue, the platform is likely to assume that the user has the possibility of deliberately defrauding the loan, and the consequences are very serious.
Moreover, even if you don't find a platform, the cost of packaging loans is high. In addition, the interest or other service fees charged by the platform may be relatively low, and the debts to be repaid are high, which is uneconomical and unnecessary to package. And if the loan is not successfully approved after packaging, a sum of money will be lost in vain.
The above is about "will the packaged loan get the loan?" Generally speaking, packaged loans are inherently risky. Once discovered, it may be found that it is intentional fraud, and if it is serious, it will bear criminal responsibility. And the packaging cost is high, even if it is successful, the cost is also high. It is recommended not to do this. It is best to improve your credit status before trying.
This is the end of the introduction of the risks of intermediary packaged loans and the exposure of intermediary packaged loan fraud. I wonder if you found the information you need from it?