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Do bank employees enjoy interest-free loans?
Although I don't work in a bank myself, I still have some good friends who work in a bank. I can tell you clearly here that bank employees can indeed enjoy some preferential policies, but they are definitely not interest-free, because even banks have very low deposit interest rates. That also needs to pay a certain price, so it is impossible to let employee Bai Piao be in the property. So today I will discuss with you the preferential policies of the bank.

First, there is absolutely no interest-free loan.

If there is an interest-free loan in the world, it must be the student loan I used in college. For four years in college, I used a four-year student loan without paying any interest. I also completed my studies with this loan, so I am very grateful to the teacher for handling the student loan for me at that time. Besides, after I entered the society, I have never heard of any interest-free loans.

Second, why won't there be such a loan?

In fact, at the beginning, I also lost. Banks usually have deposits and loans. The deposit business is to absorb funds, but also to give others some interest. Although this interest is not high, it is also a cost to pay. If the bank gives a loan for free, it is equivalent to the bank doing a loss-making business, and it will definitely not do so.

Third, how to treat such rumors?

I don't know why there are such remarks. Many people may envy bank employees, but in fact, the work intensity of bank employees is still very high, because it can be seen from my communication with friends. Of course, when they borrow money, they should know more about the policies of some banks, and they can indeed get loans with lower interest rates, but they are definitely not interest-free. Therefore, I also hope that everyone will think rationally and not follow suit.