1. Borrow money from friends and relatives. Friends and relatives can quickly reach a loan agreement without too many formalities, which is the fastest way to borrow money. But it also means that you need to repay your friends and relatives. If it is not returned for a long time, it may affect the relations between your. Be careful.
2. Using a credit card exceeds the cash limit. If the credit card limit is sufficient, you can use the cash withdrawal function of the credit card to withdraw more cash than the limit, and the money will arrive immediately, which can be used quickly. But the interest is high, so we should pay it off as soon as possible.
3. Apply for a quick loan. Some banks or third-party institutions provide fast loans, which can be lent to the borrower's account within a certain period of time (1-3 days). However, the loan interest rate is relatively high, and the highest annual interest rate can reach about 30%. Use it carefully.
4. Find an online loan platform to lend money on the same day. Some P2P online lending or private lending platforms provide the same-day lending business, and the funds can be obtained on the day of application. However, due to time constraints, borrowers are also at greater risk and the interest rate is higher than that of ordinary loans.
5. High-interest savings loans. Some banks provide high-interest loans guaranteed by savings deposits, which can be obtained within 1-2 days, and the interest rate is better. But this requires enough savings as a loan guarantee.
To sum up, when you need to borrow money quickly, you can consider borrowing money from relatives and friends; Using credit card cash exceeds the limit; Apply for fast micro-loans or high-interest savings loans; Or apply for a loan on the P2P platform that lends money on the same day. All methods need to bear certain risks, so we should choose carefully, repay as soon as possible and control the cost. Borrowing money quickly can't last long, and the fundamental problem of capital shortage should be solved as soon as possible.