1. How to go to the bank’s credit department

It doesn’t have to be so complicated! If you go to the credit department and want to become an account manager, you need to have a lot of customer resources, and resources are the most important. I don’t know if the poster wants to engage in corporate business or personal business? If you have the resources, you can go to the credit department, because the task of customer accounting is very heavy! ! Mainly from deposit pressure! If the poster has a large number of customer resources, he should be a resource-based account manager. After attracting the customer, he will be the main investigator of the customer's situation and submit the business to the review department to make a loan.

Many of the tellers eventually became account managers in the credit department. The teller resources come from years of accumulated experience in counter business. If you have the resources, you don't have to do this.

2. How can I get into the credit department? Don’t tell me that it’s possible to get into a bank. Be specific

I became interested when I saw the credit department. I was a customer of the credit department before. Manager, you need more than 1 year of counter work experience to join the company. You must have a good personality and no arrogance. Although the work is comfortable, it is more troublesome to do things. There will be a report every month, a lot of data, and the production of all customer loan information. Wanting to join a bank is easy. I went to 5 banks in 2 years, and none of them were fun. Commercial banks are generally backward, Agricultural Bank of China has a lot of rules, ICBC’s wages are very high, China Merchants Bank deducts money from customers, Bank of Communications’ superiors and The salary of subordinates cannot be directly proportional!

3. How to enter the credit management department of a bank

Strongly systematic

According to risk, there are 5 levels of classification, normal. Attention, substandard, doubtful, loss

There are strict requirements for risk classification. Such as repayment ability, repayment record, repayment willingness, loan guarantee, legal liability and credit management

Handling of problem loans. Such as redesign, loan liquidation, write-off of bad debt provisions.

4. How can I get into the credit department? Don’t tell me that it’s possible to get into a bank. You need to be specific?

I became interested when I saw the credit department. I used to be the account manager of the credit department.

To join there, you need more than 1 year of counter work experience.

You must have a good personality and not be arrogant. Although the job is comfortable, it is more troublesome to do things. There will be a report every month, a lot of data, and the production of all customer loan information.

If you want to join a bank, it is simple. I went to 5 banks in 2 years, and none of them was fun.

Commercial banks are generally lagging behind, Agricultural Bank of China has a lot of rules, ICBC has very low wages, China Merchants Bank deducts money from customers, Bank of Communications has superiors It cannot be directly proportional to the salary of subordinates!