Large credit cards are not paid off in installments. If there is no delay in repayment and other circumstances that affect personal credit information, it will have no impact on the loan car purchase.

According to Article 11 of the Interim Measures for the Administration of Personal Loans, applying for personal loans shall meet the following conditions:

(1) The borrower is a People's Republic of China (PRC) citizen with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state;

(2) The purpose of the loan is clear and legal;

(3) The amount, duration and currency of the loan application are reasonable;

(4) The borrower has the willingness and ability to repay;

(5) The borrower's credit status is good and there is no significant bad credit record;

(6) Other conditions required by the lender.

Baidu Encyclopedia-Interim Measures for the Administration of Personal Loans

2. Can I apply for quick loan and installment loan at the same time?

3. What are the large loan platforms that are easier to make payments?

1. Flash Loan Flash Loan is a large credit loan under China Merchants Bank, mainly for high-quality users who have business dealings with China Merchants Bank. The loan amount is generally between 500,000 and 300,000, and the minimum annualized interest rate is 7.2%. 2. It is also a large-scale loan platform with money to spend, belonging to Xiaoman Finance, with a loan amount of 200,000 yuan and a daily interest rate of 0.02%-0.065%. Generally, it can be repaid in installments of 12. 3. Doudou Qiandou Money is also a platform with high quota and easy access. It is a pure credit loan product under WeChat Jinke. The next installment is generally within 50,000 yuan, with a minimum monthly interest rate of 0.65% and a service life of 3-24 installments.

4. What are the large easy installment loans?

You can try to apply for a loan through China Merchants Bank. If you are already a user of China Merchants Bank and have downloaded the mobile banking app of China Merchants Bank, and the loan amount is less than 50,000 yuan, you can try to log in to mobile banking. My-all-loan-I want a loan.

Or borrow money by credit card; Log in to Pocket Life, click Card Finance-Reserve Fund-Apply Now below, and try to apply for reserve fund here, depending on the audit results.