290,000 yuan, 25 years (300 months), equal principal repayment.
First month repayment: 290,000/300+290,000 * 7.05% * 0.85/12 = 2414.85.
The following month: 290000/300+(290000-290000/300) * 7.05% * 0.85/12 = 2410.03.
March: 290000/300+(290000-290000 * 2/300) * 7.05% * 0.85/12 = 2405.20.
And so on, decreasing month by month: 290000/300 * 7.05% * 0.85/12 = 4.8273.
Last month: 290000/300+(290000-290000 * 299/300) * 7.05% * 0.85/12 = 971.49.