The national student loan refers to the student loan granted by the lender to the borrower at a discount from the central or local finance to borrow the tuition and accommodation fees required by students in domestic colleges and universities.

the national student loan is applied once, reviewed year by year and distributed by stages, that is, the borrower should apply for all the loans needed during the school year, and the bank will review the credit qualification of the borrower in different academic years, and then distribute the loans to the school in that year after passing the examination.

a. He has the nationality of the People's Republic of China and holds the identity card of the People's Republic of China;

B. Having full capacity for civil conduct (minors must have written consent from their legal guardians);

C. Honest and trustworthy, law-abiding, no violation of laws and regulations; Study hard and be able to complete their studies normally;

Generally, the term of the national student loan is not more than 1 years (including the study time at school), and the longest is not more than 6 years after the borrower graduates. The borrower must start to repay the loan in 12 years after graduation, and must pay it off within 6 years.

1. My explanation of the family's financial difficulties (the signature must be handwritten, and printing is not allowed, and the date of signature must be this year);

2. A complete application form for national student loan with the official seal of the school

3. A copy of my student ID card (if not, provide the Admission Notice);

4. A copy of the valid resident ID card (proof of household registration);

5. A copy of both parents' valid ID cards (if not, provide the household registration book) and a certificate of both parents' written consent to the loan (the date signed by both parents);

6. Original certification materials of the township and town government (street office) or the county-level civil affairs department on their family economic status (stamped with their official seals);

7. A copy of the qualified academic record of that year, and the school shall indicate the borrower's study and conduct on the report card (stamped with the official seal of the department); Freshmen don't need to provide it.

after the loan student's application is approved by the bank, the bank will transfer the loan amount of the applicant in the first year to the student's tuition account (not the tuition card) after signing the loan contract and the receipt; Students who borrow money in the second and subsequent academic years are still required to sign the loan receipt. After the approval of the bank, the bank will transfer the loan amount to the special account opened by the school in the bank according to the above process.