Cars can be pledged. A car is a movable property. Chattel pledge means that the debtor or the third party gives its movable output to the creditor for possession to guarantee the performance of the debt. If the debtor fails to perform the due debt or the parties agree to realize the pledge, the creditor has the right to be paid in priority for the movable property. Vehicles can be pledged. If the debtor or a third party pledges the vehicle that he has the right to dispose of, and the debtor fails to repay the debt on time, the creditor may be given priority in compensation. Movable property prohibited from being transferred by laws and administrative regulations shall not be pledged.

As long as they meet the conditions of car mortgage, they can apply. 1, you can apply for mortgage loan. As long as your car is purchased in a formal way, you can submit an application for car mortgage to the bank to solve the capital demand. 2. Auto mortgage means that the borrower or the third party takes a car or car as collateral to obtain a loan from a financial institution or an auto loan company. At present, the main purpose of loans secured by automobiles is automobile consumption. Of course, cars depreciate quickly, and traffic accidents have a high probability of affecting the value of vehicles. There are relatively few ways for financial institutions to issue loans with cars as a single mortgage. 3. According to the provisions of the Property Law, the registration system shall be implemented when real estate and related rights are mortgaged, while the registration system shall be implemented when movable property such as production equipment and means of transport are mortgaged. According to this regulation, automobile mortgage is registered against the system, and failure to register will not affect the validity of the contract. 4. The Guarantee Law stipulates that the vehicle mortgage registration takes effect, that is, the mortgage contract takes effect from the date of registration. However, according to the principle that the new law is superior to the old law, Article 178 of the Property Law stipulates that if the Guarantee Law is inconsistent with this law, this law shall apply. Therefore, the vehicle mortgage will take legal effect as long as the contract is signed.

Legal basis:

Article 425 of the Civil Code guarantees the performance of the debt. If the debtor or a third party gives the chattel output to the creditor for possession, the debtor fails to perform the due debt or the creditor has the priority to be compensated for the chattel. The debtor or the third party specified in the preceding paragraph is the pledger, the creditor is the pledgee, and the delivered movable property is the pledged property. Article 426 Movable property prohibited from being transferred by laws and administrative regulations shall not be pledged.