The credit department is mainly responsible for formulating credit policies, approving loans and developing products. , the core department of the bank, can often contact with the big president.

The Ministry of Finance has always been very popular. Being a fund trader is well paid and easy to change jobs.

The risk management department is relatively empty, but the work is relatively idle and the pressure is small.

The market risk management of commercial banks is:

(1) The whole process of identifying, measuring, monitoring and controlling market risks. The goal of market risk management is to maximize the risk-adjusted rate of return by controlling the market risk within a reasonable range that commercial banks can bear.

(2) Commercial banks should fully identify, accurately measure, continuously monitor and properly control market risks in all trading and non-trading businesses, so as to ensure safe and stable operation at a reasonable level of market risks.

(3) The level of market risk undertaken by a commercial bank should match its market risk management capability and capital strength. In order to ensure the effective implementation of market risk management, commercial banks should organically combine the identification, measurement, monitoring and control of market risk with business management activities such as strategic planning, business decision-making and financial budgeting.