Major banks have successively launched many loan products for small and medium-sized enterprises, trying to help enterprises get out of the financing dilemma. CITIC Bank is no exception. No, the silver tax e-loan under CITIC Bank is a pure credit and recyclable working capital loan for small and micro enterprises. See what this loan requires of applicants and legal persons.

What are the requirements of bank tax e-loan for credit investigation?

1 The actual controller and enterprise credit information cannot be overdue at present;

2 overdue for 6 times in the past 2 months, and overdue for no more than 2 times;

3 The actual controller and enterprise have no abnormal guarantee records;

4. In the past five years, the number of times that the asset quality classification of an enterprise appears in the concern category or the bad category is less than three times, and the outstanding debts are all in the normal category;

5. The total amount of credit approval granted by an enterprise in CITIC Bank cannot exceed100000 (including bank tax and e-loan).

The above are the credit information requirements that need to be met when applying for e-banking loans. Applicants should compare their credit information before deciding whether to apply for an e-banking loan.