As long as the policy credit loan in the policy loan is valid, the dividend will not be affected. Another kind of cash value loan is equivalent to 70%-80% of the gold value, and the interest is paid once every six months. The loan period is four times, which affects the cash value of the policy. As long as the policy is valid and there is no surrender, the bonus can still be enjoyed.
However, under the premise that the policy loan has not been repaid, the dividend is in the insurance company and cannot be directly received. If you need to handle related businesses such as policy dividend collection and survival payment collection, you need to pay off the principal and interest of the policy loan before you can resume collection. Dividends distributed during the loan period will be reissued in subsequent stages.