If it is a working capital loan, you can only apply for 1 year, 1 year 1%, and the rural credit cooperatives may rise. The loan is 654.38 million yuan. If the benchmark interest rate is used, the interest will be 5 times one year, and the principal will be repaid one year later. Medium and long-term loans are complex and have high interest rates.

Second, how much is the loan of 654.38+10,000 yuan from the rural credit cooperatives?

The annual interest on loans of rural credit cooperatives is 65438+100000, which is 6560. According to the current loan interest rate, if the loan term is from half a year to one year (inclusive), the loan is 654.38+million yuan, the annual interest rate is 6.56%, and the annual interest payable is 100000×6.56% = 6560.00 yuan.

The annual interest on commercial loans of rural credit cooperatives is 39 15 yuan to 10005 yuan. The loan interest rate of rural credit cooperatives is determined according to the local and individual loan qualifications. The lower limit is 0.9 times the benchmark interest rate, and the highest is 2.3 times the benchmark loan interest rate, that is, 3 times the commercial loan interest rate. 9 15% to 10.005%. Interest = interest rate × principal × years, that is, from 3.9 15% to 10.005%× interest can be obtained through 654.38+million.

Three. How much does it cost to repay the loan of 65438+ million 10 year? Thank you.

In general, you can only apply for a working capital loan 1 year. The benchmark interest rate of 1 year is currently 5.3 1%, and rural credit cooperatives may rise. The loan is 654.38 million yuan. If the benchmark interest rate is adopted, the annual interest will be 5365.438+00 yuan, which will be paid once every quarter and the principal will be repaid one year later. Medium and long-term loans are generally project loans, with complicated procedures and high interest rates.