Hello, it depends.
First, if it is a personal business loan, it is generally within three years, and the longest is not more than five years. Operating loans under the background of specific trade or orders can be discussed and extended according to specific circumstances.
Second, if it is a corporate institution that operates loans, it can last up to 15 years, depending on the specific project. It is more appropriate to measure how long the loan period is based on the project construction and operation.
Second, the personal investment and operation loan of China Bank belongs to ().
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This topic examines the RMB loans of individual lenders' legitimate business activities, in which the borrower refers to a natural person with full capacity for civil conduct, and the lender refers to the institution that the bank handles personal loan business, such as the personal loan from China Bank to China Construction Bank. See textbook P8.
3. What does the personal loan business of BOC mean?
Personal business loan of China Bank refers to the loan granted to natural persons to solve their normal capital needs in the process of production and operation in line with the principle of supporting the development of entities. Due to the differences in business in individual regions, please consult the bank branch for details. You can also enter the bank's online customer service manual service and call the bank's customer service hotline 95566 (please call 86 10-95566 for overseas and Hong Kong, Macao and Taiwan) for consultation. The above contents are for your reference. Please refer to the actual business regulations.
4. What is a personal business loan? How are personal business loans classified?
At present, the bank has launched a "personal commercial housing loan", which is a loan issued by the bank to natural persons for the purchase of various commercial housing (mainly for the purchase of shops, office buildings and commercial and residential buildings). Commercial housing purchased by loans must conform to the local urban planning, the project is legal and compliant, and meet the local market demand. Learn from the following link:/personal/credit/creditinfo.aspx? guid = d 40 cc 6 bb-3f8f-4ae 5-ad b5-0 19347 fc 4 1 C3 .
If there is a local China Merchants Bank outlet, you can try to contact the personal loan department of the outlet to apply.