Trust loan requirements are the standard, which are divided into two categories: Class A trust loan and Class B trust loan; According to the purpose of the loan, it can be divided into fixed assets trust loan, working capital trust loan and temporary working capital trust loan. According to the different subjects of project selection and the different standards and requirements of clients, loans are divided into Class A trust loans and Class B trust loans.

The so-called Class A trust loan refers to the loan project designated by the client, and the client is responsible for the project risk; Class B loan is the project selected by the trustee, and the risks shall be borne by the trustee accordingly.

According to the purpose of the loan, it can be divided into fixed assets trust loan, working capital trust loan and temporary working capital trust loan.

2. What are the main types of trusts?

The types of trust can be divided according to the form and content: ① According to the way of establishing trust relationship, it can be divided into: arbitrary trust and legal trust; ② According to the nature of the trustor or trustee, it can be divided into: corporate trust and personal trust; ③ According to different purposes of beneficiaries, it can be divided into: private trust and public trust; ④ According to whether the beneficiary is the trustor or not, it can be divided into: self-interest trust and other-interest trust; ⑤ According to the nature of trust matters, it can be divided into: commercial trust and civil trust; ⑥ According to the different purposes of trust, it can be divided into: guarantee trust and management trust, handling trust, managing and handling trust; ⑦ According to the region involved in trust, it can be divided into: domestic trust and international trust; According to the different nature of trust, it can be divided into: fund trust, chattel trust, real estate trust, other property trust and so on. Pet-name ruby can be divided into single trust and trust according to the number of customers; Trust products are classified by investment methods: trust products can be classified by investment methods: ① trust loans: trust funds are awarded to the project company in the name of the trustee (trust company). ② Equity investment: investing trust funds in equity that can bring stable cash flow. (3) Securities investment: the trustee invests the trust funds in the securities market, including securities investment products such as primary market, secondary market and private placement, and generally entrusts an investment consultant to manage them. (4) Equity investment: Trust funds are invested in the project company in the name of the trustee, and income is obtained through equity appreciation, dividends or premium repurchase. ⑤ Combination application category: the trustee applies the trust funds to the project company by means of equity investment, equity investment and loan.

Three, the types of real estate trust loans include ().

b、C、D

4. What's the difference between entrusted loan and trust?

The difference between entrusted loans and loans is manifested in the following aspects:

1, with different properties.

The nature of personal property management in entrusted loans is mainly to transfer entrusted property according to the instructions of the client; In the trust loan business, the trustee invests for the client through a loan business similar to a bank.

2. The contract is signed in different forms.

The entrusted loan contract must be signed by the principal, the trustee and the borrower, or the principal and the trustee, the trustee and the borrower sign an agreement with the same content; In a trust loan contract, only the principal and the trustee sign an agreement.

3. Determine that the main contents of the loan contract are different.

In the entrusted loan contract, the content of the loan contract is specified by the client, while in the trust loan contract, the content of the loan contract is determined by the trustee.

4. Different responsibilities and risks.

In the entrusted loan, the borrower has the obligation to repay the loan directly to the principal, and the loan risk is borne by the principal; In a trust loan contract, the borrower is a third party outside the contract and has no obligation to repay the principal directly. Trust institutions are responsible for the safety of trust loans, and the risks are also borne by the trust institutions.