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How to get a loan if you want to do a small business? Prepare these materials!
This year, the economic situation is not very good. Many people are unemployed at home. Many people plan to start their own businesses and do small businesses, so they need some start-up funds. If they have insufficient deposits, they can try to apply for loans. In order to prevent people from taking detours, here is a brief introduction of what information needs to be prepared for small-scale venture loans. 1. How can I get a loan if I want to do a small business? Different start-up businesses need different funds, so we should choose credit loans, mortgage loans, secured loans and pledge loans according to our own actual situation. Many bank financial institutions have similar small-scale business loans, so you can learn about them. Small loans can be handled online or on mobile phones, and medium and large loans need to be handled at bank outlets. It is best to prepare basic loan application materials, and the bank will arrange a loan officer to interview you before going through the loan procedures.

second, what information should I prepare for a business loan? 1. The borrower's valid identity document, residence booklet and residence certificate. If married, the original and photocopy of the marital status certificate should also be provided. 2. If it is a registered individual industrial and commercial household, it is necessary to prepare the original and photocopy of the business license, partnership business license or enterprise legal person business license. 3. If you haven't left your job, you can ask the company to issue income certificates, such as personal tax payment certificate, salary certificate, rental income, deposits in the bank in the past six months, national debt, funds and other average financial assets certificates. 4. Proof materials such as bank settlement account details or tax payment vouchers that can reflect the operating conditions of the borrower or its business entities. 5. If you apply for a mortgage loan, you need to issue the original and photocopy of the ownership certificate of the mortgaged property. 6. If the loan is secured, relevant information of the guarantor shall be provided. 7. Other information required by the bank.