Subsidies are generally provided to students by schools and other institutions, and are not of the same nature as student loans. The national student loan is a bank loan led by the government, subsidized by finance, compensated by finance and universities for certain risks, and operated jointly by banks, education administrative departments and universities to help poor students in colleges and universities.
Legal basis: Interim Measures for the Administration of State Grants in Ordinary Undergraduate Colleges and Higher Vocational Schools.
Article 1 These Measures are formulated to show the concern of the Party and the government for students from poor families in ordinary undergraduate colleges and higher vocational schools, and to help them successfully complete their studies.
Article 3 State grants are used to finance students with financial difficulties among full-time undergraduates in ordinary colleges and universities (including higher vocational colleges and second bachelor's degrees).
The subsidy for poor students is
In the national poverty alleviation plan
Fourth, poverty alleviation through education, mainly from the aspects of basic education, vocational education and reducing the burden of poor families in school, etc., put forward a series of action plans and measures to continuously improve the comprehensive quality and employment skills of poor people, gradually eliminate the problem of poverty caused by learning and block the intergenerational transmission of poverty;