With SYB entrepreneurship training certificate, you can give priority to the College Students' Self-employment Certificate, apply for an interest-free loan of 200,000 yuan, get the national entrepreneurship start-up fund, and get the entrepreneurship subsidy of 36,500 yuan/year. At the same time, you can get policy advice, legal aid and other services.

Second, I want to borrow 200 thousand to start a business.

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3. What is the discount of 200,000 yuan for venture loan?

The interest rate of youth entrepreneurship loan is lower than the bank's loan interest rate for the same period, and the loan period does not exceed 3 years. For eligible youth entrepreneurship projects, the maximum discount support is not more than 500,000 yuan. Encourage financial institutions to innovate credit products and increase credit support for small and micro enterprises. For qualified small and micro enterprises, the first loan and medium-and long-term loan will be granted with preferential interest rate according to the interest rate agreed in the loan contract. Increase credit support for small and micro enterprises such as qualified individual industrial and commercial households and personal business loans. Encourage financial institutions to innovate credit products and broaden financing channels.

1. What's the annual interest of the venture loan of 200,000 yuan?

If the loan term is 10 year, the loan interest rate is 4.9%, and the loan interest is 200,000× 4.9% = 9,800 yuan.

According to the laws of China, the maximum loan interest rate shall not be higher than 36%. For the part of the borrower that is higher than 36%, it has the right to ask the lender to return it. For the part below 36% but above 24%, if the payer is willing to pay, the part below 24% will be guaranteed. If the interest rate is not agreed or clearly agreed, the lender has no right to demand the borrower to pay interest. If interest is deducted from the principal in advance, it will be recognized as the principal according to the actual loan amount.

4. I want to borrow 200 thousand to start a business.

If you copy that you have started a business and the company is at its peak, and you want to continue to expand the loan, I suggest a loan. But if you are in your twenties, have no capital, no experience and nothing, you can only work first to earn a fat man. Just like 20 years old, it takes 10 years from 20 to 30, and you can never change it. If you want to start a business, you should do what you should do when you start a business at the age of 20 and accumulate it. Loans are something that can only be done at the peak of entrepreneurship at the age of 30. Don't try to eat a fat man, you can choke to death now.