First, how to transfer the house with the loan to the woman at the time of divorce?

1. How to transfer a house with a loan after divorce?

1. The transfer of the divorced house with loan is as follows:

(1) Transfer the loan house jointly owned by the divorced parties to the original husband and wife;

(2) Transfer the loan house owned by one divorced party to the other party;

(3) Transfer the loan house shared by the divorced parties to a third person.

2. Legal basis: Article 209 of the Civil Code of People's Republic of China (PRC).

The establishment, alteration, transfer and extinction of the real right of immovable property shall take effect after being registered according to law; Without registration, it will not take effect, except as otherwise provided by law.

Natural resources owned by the state according to law may not be registered.

Article 1064

Debts jointly signed by husband and wife or ratified by one party afterwards, as well as debts incurred by one party in his own name for the daily needs of the family during the marriage relationship, belong to the joint debts of husband and wife.

The debts incurred by one of the husband and wife during the marriage relationship in their own name beyond the daily needs of the family are not joint debts of the husband and wife; However, the creditor can prove that the debt is used for the husband and wife's common life, joint production and operation, or based on the common meaning of both husband and wife.

Second, how to allocate and deal with the house for divorce loans.

There are several contents in the housing allocation of husband and wife divorce loans:

1. If one of the husband and wife borrows money to buy a house before marriage, repays it after marriage, and registers the property in the name of paying the down payment, the property will be owned by the lender before marriage at the time of divorce, and the unpaid part will be regarded as the lender. After marriage, the amount paid by the joint property of both parties and the corresponding value-added part of the property will be compensated by the party who obtains the property;

2. If you buy a house with a joint property loan after marriage, it is regarded as the joint property of husband and wife. When dividing the property, we need to take care of the woman, the child-rearing party and the innocent party.

3. In the case that the real estate license has not been obtained at the time of divorce, the people will not judge the ownership of the house property, nor will they make a judgment, but will only make a judgment on the right to use the house.

Second, divorced, the house was given to the woman and there was a loan. How to transfer ownership?

After the divorce, if the party who gets the house wants to transfer the ownership, there are two ways:

1. Early repayment: Eliminate mortgage registration of bank mortgage loans. If you don't have a lot of cash to repay the loan in advance, you can consider redeeming the real estate license through some loan companies. After obtaining the real estate license, both parties go to the real estate registration department for transfer.

2. If it is impossible to pay off the loan in one lump sum, you can negotiate with the loan bank to change the lender and re-sign the mortgage contract for housing loan. This kind of operator is given by the wind of repaying loans. To sum up, for a house with a mortgage, if you are in trouble during the divorce, you need to repay the loan in advance or negotiate with the bank, otherwise you can only complete the transfer after paying off the loan.

Third, divorced, the house was given to the woman and there was a loan. How to transfer ownership?

After the divorce, if the party who gets the house wants to transfer the ownership, there are two ways:

1. Early repayment: Eliminate mortgage registration of bank mortgage loans. If you don't have a lot of cash to repay the loan in advance, you can consider redeeming the real estate license through some loan companies. After obtaining the real estate license, both parties go to the real estate registration department for transfer.

2. If it is impossible to pay off the loan in one lump sum, you can negotiate with the loan bank to change the lender and re-sign the mortgage contract for housing loan. This kind of operation is more troublesome, because banks generally don't give it, because there is a risk of repaying loans and the workload is large. To sum up, for a house with a mortgage loan, it is more troublesome to transfer ownership during divorce. Either you need to repay the loan in advance, or you need to negotiate with the bank, otherwise you can only complete the transfer after the loan is paid off.

Fourth, how to transfer the divorced house to the woman and the mortgage?

When a husband and wife divorce, they can agree on the division and distribution of the house. They can agree that the house belongs to one party, and the unpaid loan belongs to one party. One party of the house gives appropriate compensation to the other party accepted by both parties, and then the details of the division are written into the divorce agreement. After paying off the loan and obtaining the property right of the house, both parties shall go through the house transfer formalities with the housing management department according to the divorce agreement.