Where is the provident fund loan real estate license?
1. Because mortgage procedures are required for loan purchase, the real estate license is kept by the housing management department, and then the bank obtains the mortgage certificate. Moreover, the provident fund loan to buy a house, the real estate license is also mortgaged, so the provident fund loan real estate license should also be mortgaged to the bank. If you want to do a real estate license, you need to pay off the loan before you can do it.
2. If the new house is bought by the developer and the provident fund loan is guaranteed by the guarantee center, the borrower does not need to go to the Housing Authority to get the real estate license, and the guarantee center will get the real estate license on his behalf. After that, the property owner himself took the original ID card to the guarantee center to collect it. If there are two or more property owners, all property owners need to bring their ID cards to the guarantee center to collect them. If you are not present at the same time, you can collect them separately.
It should be noted that there is only one real estate license, and what is given to the bank is the mortgage certificate of other rights, which is used for lending money. The provident fund loan real estate license will have the address or residence address that the provident fund center mailed to you. If the bank wants to keep the real estate license, you can ask it to affix an official seal on the copy and keep it for yourself.
What are the procedures for handling real estate licenses?
1. The first thing to handle the real estate license is the registration of property rights, that is, the competent authority accepts the application of the property owner to claim rights. Therefore, the first task of the property owner is to fill in the application form and submit relevant certificates and certificates. Those who meet the registration requirements after examination shall be accepted.
2. The property rights center will investigate after receiving the drawings. It is to conduct on-the-spot investigation on the real estate that has applied for property right registration, find out the current situation of the real estate, measure and calculate the area, verify the ownership of the wall, draw the plan of the hill, make up or repair the plan of the house, and provide the basis for comprehensive property right review and drawing certification.
3. After mastering all the real information of the house, the property rights center will turn to the property rights audit stage. Property right review is a complicated and meticulous work process based on the historical data of property right archives and the actual data of field investigation, the current national policies, laws and relevant administrative regulations, and the application submitted by the applicant.
4. After the examination and confirmation, the title certificate can be issued, and the stage of making the title certificate will be entered. However, it is also essential to collect and store the registration fees receivable and issue the warrants to the owners. Therefore, before issuing the title certificate, it is necessary to comprehensively check whether the certificate that should be issued is wrong and whether the deed tax has been paid.
About the basic situation of where the real estate license of provident fund loan is located, and what procedures are there for handling the real estate license, let's learn about it first. We must make it clear that the loan to buy a house is funded by the bank to help us get the property right, so the bank becomes our creditor, so only when all the loans are made clear can we get the property right certificate.