Although the income of many families has been greatly improved, there are still some children from poor families who cannot raise enough tuition fees. The state has invested heavily in this area, and many banks have student loans. Today, let's learn about the student loans of Zhejiang Rural Credit Cooperatives.

I. Product introduction

The loan product is a loan issued by Zhejiang Rural Credit Cooperative to full-time students who have been admitted to domestic universities. It is mainly due to the financial difficulties faced by the children of poor families when they receive higher education.

Second, how about Zhejiang Rural Credit Cooperative Student Loan?

1, specific use, meet the demand. Only the tuition and living expenses necessary for full-time students admitted to domestic universities due to family difficulties;

2, the procedure is simple, and it is distributed in stages. It is simple and convenient to provide information such as admission notice or student ID card, university payment notice, university account name and fund account number. Parents of students are borrowers. Parents of students from places of origin can also apply annually to reduce interest expenses. No credit loan;

3. Preferential interest rates and subsidies. The loan interest rate is based on the benchmark interest rate of the same grade stipulated by the People's Bank of China;

4. Reasonable term and long repayment time. Loans are mainly in the medium and long term, and the term can generally reach 6 years. Under special circumstances, you can apply to the department (department) for an extension.

Third, the student loan application process

1. Students apply for loans from banks, and submit admission letters and related basic materials that have been accepted by domestic universities;

2 banks in accordance with the relevant provisions of the loan investigation, review and approval;

3, the bank and the borrower signed a contract loan contract and handle the loan procedures.