For most people, they have developed the habit of spending in advance in their lives, but they don't know that this way will have a great impact on themselves and their future lives. Loan consumption not only seriously endangers the personal safety of others, but also easily leads to criminal behavior, which is very unfavorable to social stability. Illegal usurers often use illegal means to threaten and intimidate their so-called debtors in order to lend money.
Hospital: There is no mental problem in the process of borrowing money.
A woman in Ningbo, Zhejiang Province owed Wang Dai tens of millions and filed a claim for psychiatric appraisal with a hospital in Ningbo. Before the appraisal began, the relevant personnel of the Judicial Appraisal Institute of Ningbo Kangning Hospital rejected her claim, but with the progress of the trial, the judicial department also filed an application for psychiatric appraisal. After subsequent appraisal, it is proved that women do not have mental problems in the process of borrowing money, so they will also pay a certain price for their wrong behavior. I can't see that this woman's behavior is to avoid debt in this way. It is obviously impossible to avoid debt in this way.
What is my personal opinion?
I think as an adult, you should pay a certain price for your wrong behavior. Everyone should learn to be strict with themselves in life and make sure that they have a certain repayment ability before borrowing money. In the process of judicial expertise, we speak on the basis of evidence, not whether it is beneficial to the parties. Only by maintaining fair and just judicial expertise methods can we not affect our social stability. The woman was not mentally ill at the time of the crime, and she was a person with full capacity at the time of signing the contract, so she must bear the responsibility. We should be more rational before spending, and don't let impulse affect our later life.