With the development of the real estate market, there are more and more types of real estate on the market, and each type of house will have certain differences in transactions. For example, some houses can only be used for living, but not for selling, and some houses cannot be used for applying for loans. So, can public houses be loaned? What should we pay attention to in public housing transactions? The following small series will take you to understand.
Can public houses be loaned?
Under normal circumstances, public houses can't be loaned, because such houses have no property owners, and as owners, they only have the right to rent, so they can't be used for mortgage loans. This kind of house is owned by the state, is the property left by the special system, and is only a personal private house.
Problems needing attention in the transaction of public housing
1, find out the nature of the property.
When dealing with public housing, we must first make clear its nature, such as what rights the seller enjoys in public housing. Because if the use of public houses belongs to the direct management of the Housing Authority, then individuals have no right to sell, only the public houses managed by the unit.
2. Find out the land transfer fee.
In addition to understanding the nature of the use of public houses, we also need to understand some of its land transfer fees. Because you can't handle the transfer formalities without paying the land transfer fee.
3. Avoid ownership disputes
When buying public houses, we must know how to avoid ownership disputes. Because this kind of house has a certain number of years, there is likely to be disputes over inheritance rights. Therefore, it is necessary to clarify this issue before paying the transfer.
4. Understand the quality and relationship of houses.
Public houses have a long life, and we should also pay attention to quality. Some old public houses have serious quality problems. For example, the sewer pipe leaks, the wall cracks and so on.
The article concludes: The above are all about whether public houses can be loaned and the matters needing attention in public houses transactions, hoping to help everyone. For more information, please keep an eye on Qijia. com。
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