2. Enterprises applying for loans are required to operate in good condition and pay taxes in good condition;
3. The credit status of the enterprise is good, and there is no bad credit stain.
Shenzhen Qianhai Weizhong Bank, 2065438+July 25th, 2004, was officially approved to apply for establishment.
2065438+20051October 4th, 65438+2065438, Premier Li Keqiang pressed the computer enter key in Shenzhen Qianhai Weizhong Bank, and the truck driver Xu Jun got a loan of 35,000 yuan. This is the first loan business completed by Weizhong Bank as the first private Internet bank in China. Banks have neither business outlets nor business counters, and do not need property guarantee. Instead, loans are issued through face recognition technology and big data credit rating.
On March 9, 2020, the "20 19 China Banking 100 Top List" was released, and Shenzhen Qianhai Weizhong Bank ranked 99th.
Shenzhen Qianhai Weizhong Bank will combine the Internet to provide efficient and differentiated financial services. With the concept of "inclusive finance", it mainly meets the needs of small and micro loans for individuals or enterprises.
In the future, we will use the Internet platform to conduct business, and rely on the platform to cooperate with other financial institutions to conduct business.
The risk control of banks has introduced a nationwide bank risk control system. On this basis, Tencent's technical capabilities in the Internet field will be introduced, and technologies such as big data will be used to control business risks.
Weizhong Bank has cooperated with nearly 20 financial institutions to launch joint loans. Of the new "micro-loans" issued every day, 80% of the loan funds are provided by cooperative banks.
Shenzhen Qianhai Weizhong Bank is the first private Internet bank in China. Weizhong Bank website was officially launched at the end of February, 2065438+2004.
20 14 12 12, Weizhong Bank was approved by Shenzhen Banking Regulatory Bureau to start business. Micro-loan is the fist product of Weizhong Bank. From the customer's application, account opening to the final successful lending, micro-lending has achieved 100% pure online operation, without the need for face-to-face lending, achieving 7×24 hours of uninterrupted service. By the end of 20 17, there were over1300,000 active credit customers and over10/0,000,000 accumulated loan customers, with an average loan of only 8,200 yuan, covering 3/kloc-0 provinces, autonomous regions and municipalities and 567 cities in China.
From April, 2065438 1 1 day, use the binding card to transfer money or purchase wealth management in Weizhong Bank APP, and the daily deduction limit will be reduced to 10000 yuan.
On the afternoon of March 28th, 20 18, Shenzhen State Taxation Bureau held the signing ceremony of the strategic cooperation agreement of "bank-tax interaction" and the launch conference of "financial supermarket". Under the witness of Shenzhen Financial Office, Shenzhen Central Sub-branch of China People's Bank and Shenzhen Banking Regulatory Bureau, Chen Qiao, Vice President of Weizhong Bank, and Li Wei, member of the Party Group and Deputy Director of Shenzhen State Taxation Bureau, signed a strategic cooperation agreement on "interaction between banks and taxes", becoming the first bank to sign a contract.
20 19165438+1October 15, Hurun Research Institute released the Hurun Unicorn Index of Shimao Strait 2019 in the third quarter, and Weizhong Bank was listed with a valuation of150 billion RMB.