Hello, the monthly income certificate of 654.38+00000000 yuan is determined according to the loan term, that is, according to your monthly payment. Generally, the monthly income is required to be twice as much as the monthly payment. For example, if you borrow 654.38+000000 yuan and repay the loan every month, then your monthly income should be 654.38+00000 yuan and above.

The proof of income is related to the bank's running water and monthly repayment amount, that is, to the total loan amount, the loan period and the repayment method (average capital, equal principal and interest). Proof of income is generally twice the monthly repayment.