IOU (I owe you)
I borrowed * * * RMB today and paid it off before * * *.
Pay liquidated damages at *% of the total amount every year.
Borrower: * * *
* Year * Month * Day
Effective writing of IOUs: the subject of the creditor-debtor relationship should be clearly stated, that is, who is the creditor and who is the debtor (pay attention to the ambiguity of the word "borrow"); If a natural person is the main body, the name on the ID card should be checked, and the number of the resident ID card should be copied on the receipt when conditions permit; If the legal entity is the main body, it shall be stamped with the official seal of the entity.
When borrowing money, paying back money, borrowing things and returning things, the amount and quantity should be clearly written, and it is best to use capital figures to prevent alteration and forgery. It's money and things. We should distinguish them, and don't be vague and confused.
When writing written evidence, there should be no blank lines between the lines, otherwise it is easy for the holder to add other contents. Don't write with faded pen, express clearly, and pay attention to avoid ambiguity. The date of return should be clear, if there is an interest agreement, it should be stated, otherwise it will be regarded as no interest according to law, and if there is an agreement on liquidated damages, it should be stated. If there is a guarantor, the method of guarantee shall be indicated, and the guarantor shall be indicated.
Extended data:
IOUs generally consist of three parts: title, text and signature.
(1) Title: Generally, the title of IOUs consists of language names, that is, the word "IOUs" is written in large font at the top and middle of the text. Some people write the words "temporarily owed" or "now owed" in this position as the title, but the text of this title is written in the top box of the next line.
(2) Text: The text of the loan note should write down who or unit is owed, what is owed, how much is owed, and indicate the date of repayment.
(3) Inscription: the signature place shall be stamped with the name of the owed unit and the personal signature of the manager, and the personal signature place shall be stamped with the personal name of the owed person. Meanwhile, the date of signing the debt. Units should build official seals and individuals should build private seals.
References:
Baidu encyclopedia-IOUs