Under normal circumstances, after a user submits a loan application on Changxinghua Platform, if it is approved, the platform will lend money within 24 hours. However, when some problems such as system upgrade happen, the time for users to receive loans will be slightly delayed, and users can pay attention to the platform at any time.

Do you spend money on credit reports?

The platform will investigate users' credit information when they apply for loans from Changhanghua. Users who apply for loans should be between 20 and 55 years old, have a real-name registration system mobile phone number that has been used normally for more than 6 months, have good personal credit information and big data, have stable jobs and are financially independent.