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What is the general interest rate for trust loans?
1. What is the general interest rate for trust loans?

If the cost of the loan needs to pay the trust company about 20% interest, the income of the trust company to the customer is generally 8- 13% a year.

2. How to repay Everbright Xinglong Trust Loan?

Repayment method of China Everbright Bank to China Everbright Bank:

Card, go to the counter of China Everbright Bank, at the credit card.

2. Cardholders can use the ATM of China Everbright Bank or the ATM of other banks with UnionPay logo for transfer and repayment.

The automatic repayment service of Line 3 is bound to its own Everbright Bank savings card, so that as long as the corresponding repayment amount is deposited in the savings card every month, Everbright Bank will automatically deduct the repayment amount on the credit card repayment date.

4. Cardholders can also make repayment through third-party software, such as Alipay and WeChat. Generally, the repayment steps of Alipay are as follows: Open the Alipay mobile APP, select "Credit Card Repayment" on the home page, click the credit card to be repaid, and enter the amount to be repaid.

5. The steps of repayment through WeChat are as follows: Open WeChat, then click "Credit Card Repayment" and enter the corresponding information according to the prompts.

1. Everbright Xinglong Trust Loan is a small and win-win Pratt & Whitney joint light loan product. Because it is a revolving loan, as long as the loan is fully settled and the quota is restored, the customer can continue to borrow. The system will re-evaluate the audit, and customers should pay attention to maintaining good personal credit and have sufficient repayment ability, otherwise they can't make overdue loans, and the system is likely to freeze the quota, so customers can't borrow any more. At present, the longest application period of Everbright Xinglong Trust Loan is 12 months, and the required information is the same. You can provide personal authentication and face recognition, and then authenticate the mobile phone operator. It is open to people aged 22-50.

2. There are several points that need to be paid attention to in online lending: whether the loan platform has been approved by the bank. If it is a small loan platform without a financial license, it is generally informal, and customers had better avoid it to prevent lenders from falling into loan fraud; What is the loan interest rate of the platform? Is it very high? Be careful if the loan interest rate is too high. Does the platform require customers to pay money in the name of deposit, unfreezing money, etc. Before the loan is received?

Operating environment:

Browser computer: right away

Google version 92.0.4515.131.

Mobile phone: Redmi k30 12.5.5

Computer: HP War 66 Third Generation

3. Is the family trust beneficial?

There should be.

Family trust refers to the trust with the individual as the principal and the management, inheritance and protection of family fortune as the purpose. Beneficiaries are usually family members.

Its asset ownership and income right are separated. Once the rich entrust the assets to the trust company, the ownership of the assets will no longer belong to him, but the corresponding income will still be collected and distributed according to his wishes.

4. What is the general rate of return of trust funds?

The yield of trust funds is generally 8%. At the current interest rate level, the starting point for trust companies to issue products is 6.5438+0 million a year, and the annualized rate of return is roughly between 8% and 9%. The starting point of two years or 300 can be less than the high point, roughly between 8.5- 10%. Trust income refers to all kinds of trust income generated in the process of managing, using or disposing of trust property, including loan interest income, equity investment dividend, equity transfer price difference income and other income. Trust products change with interest, so it is useless to look at the average rate of return. In the past few years, trust products only stayed at the level of about 6%, but in recent years, with the increase of social interest rate, a rising tide lifts all boats, reaching its peak in the middle of last year, and this year has begun to fall back, especially after interest rate cuts. Trust refers to the behavior that the principal manages or disposes in his own name for the benefit of the beneficiary or for a specific purpose based on his trust in the trustee.