Open the way:
1, jingdong financial App: jingdong financial APP home page-white bars-gold bars
2.JD.COM App: jd.com App-My-My Wallet-Life Service
Suggestions for opening gold bars:
1, maintaining a good consumption record in JD.COM;
2. Use more other products of Jingdong Finance;
Extended data:
JD.COM Gold Bar is a cash lending service tailored for JD.COM users. The gold bar collection account can be a savings card or a credit card. At present, there are many banks supported by gold bar loans, but there are still a few banks that do not support them for the time being. It is suggested that the page display shall prevail.
After the gold bar loan application is submitted successfully, the funds will generally arrive within 30 minutes. In some cases, a staff member will communicate with you by telephone for review, and the review will not affect the payment time limit. Please refer to the collection bank card for details.
The calculation method of gold bar interest is as follows:
If you choose to calculate interest on a daily basis, the gold bars will calculate interest on a daily basis from the date of receiving the loan, and the actual loan interest rate will be displayed on your loan page.
Calculation method: daily interest = current principal payable (all outstanding principal) * daily interest rate.
If you choose to calculate interest on a monthly basis, repay the principal and interest on a monthly basis: if you repay the loan principal and interest in a fixed amount every month, you must pay off the full amount due before the repayment date.
The term is divided into 1, 3, 6 and 12 periods (months), and the longest term is 12 months. The actual loan interest rate will be displayed on your loan page.
Calculation method: monthly interest = loan principal * monthly loan interest rate.
References:
Jingdong finance-gold bars