However, many online lending platforms have also begun to access the central bank's credit information system, and it is not excluded that you and I can access it in the future. If there is any overdue, you and I will have overdue records when we conduct credit investigation on the loan.
1. In addition to the central bank's credit investigation, there is another consequence of your overdue loan, which is to affect your sesame credit. You and I need to authorize Sesame Credit when applying for a loan, so when you are in loans overdue, the Sesame Credit Probability will be displayed. It should be clear to everyone that Sesame Credit is a third-party credit information system.
2. Now many online loans have been connected to the sesame credit system. Whether you can get the credit report or not, we must repay it on time so as not to bring trouble to our later life.
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Product introduction of your loan:
1. Commercial loan products: commercial loans (exclusive loans for merchants with shops and physical transactions) loan term: 1 month, 2 months, 3 months, 6 months, 12 months, 18 months, 24 months loan amount:/kloc-0.
2. Enterprise loan products: enterprise loans (exclusive loans for private enterprises to solve the cash flow difficulties of enterprises) loan term: 1 month, 2 months, 3 months, 6 months, 12 months, 18 months, 24 months loan management fee: loan term: 1 month. The loan term is 2 months, and the management fee is 1%/ month; The loan term is 3 months, and the management fee is 1%/ month; The loan term is 6 months, 12 months, 18 months and 24 months, and the management fee is 0.8%/ month.
3. Car loan products: car loan (exclusive loan provided to the owner under the owner's name) Loan term: 3 months +3 months +6 months Loan amount: up to 500,000 loan management fee: A: mortgage (not put into storage): 0.5% 65,438+0 months per month; Every month 1% 2 months; 65438+3 months 0% per month; 0.8% per month for 6 months. B: mortgage (warehousing): 1 month 0.5%; Every month 1% 2 months; Three months is 1%/ month.
4. Wage loan products: wage loans (exclusive loans for wage earners with fixed jobs, stable income and good credit). Loan term 12 months, 24 months and 36 months, and loan amount 10000-300000.
5. Real estate loan product: real estate loan (exclusive loan product for stable income homeowners) loan term: 12 months, 24-month loan amount: 10000-50000 account management fee: one-time deduction of 3% (regardless of the loan period) 6. E-commerce loan product: e-commerce loan (provided exclusively for Taobao sellers for purchase and store promotion)
7. Net worth loan products: Net worth loan (exclusive loan for online investment users) Loan term: 5-90 days. Loan amount: according to different users, you and I should repay 80% of the amount. Specially designed different loan products for it, with rich products and flexible loans. Product function: 1. No mortgage guarantee is required; 2. There is no need to pay in advance; 3. The procedure is simple and quick; 4. Easy monthly repayment; 5. Good service and high quality; 6. Revolving credit loan; 7. 70% of the residual interest of prepayment priority.