1, WeChat search "Jiangsu government service" applet for processing;

2, provident fund management center for on-site processing:

(1) The employee applies to the unit for withdrawal, and the unit will issue the withdrawal letter of Taizhou housing provident fund after examination;

(2) The employee shall go through the relevant formalities at the Provident Fund Center with the "Taizhou Housing Provident Fund Withdrawal Book", the original resident ID card and relevant certification materials;

(3) The Provident Fund Center shall conduct an audit according to the relevant certification materials provided by employees, and settle on the spot if it meets the requirements; Need to verify, make a decision to approve or disapprove the extraction within 3 working days, and reply to the applicant;

(4) The employee shall go to the designated bank for cash withdrawal or transfer with the approved Taizhou Housing Provident Fund Withdrawal Letter and resident ID card within the specified time;

(5) If the employees of the revoked unit cannot go to the unit to issue the "Taizhou Housing Provident Fund Withdrawal Book", they shall issue the "Taizhou Housing Provident Fund Withdrawal Book" to the management department of the provident fund center with relevant materials.

Housing provident fund can be extracted by stages according to specific conditions, as follows:

1, housing provident fund can be withdrawn once a month in the case of buying a house and using a mortgage, and the total amount of withdrawal shall not exceed the actual housing expenditure;

2. Withdraw the housing accumulation fund in the case of one-time payment for house purchase. Workers and their spouses can withdraw the housing provident fund in full once every quarter, up to four times a year;

3, self-built, overhaul occupied housing, renovation housing extraction of provident fund, the total extraction does not exceed the actual expenditure;

4, rental housing provident fund extraction, employees and their spouses can fully extract a housing provident fund every year, the total amount of extraction should not be higher than the total annual rent.

To sum up, housing provident fund is a long-term housing savings fund. If the unit provides this benefit, the employees who have paid the housing provident fund can apply for withdrawing the balance in the individual housing provident fund account when necessary.

Legal basis:

Article 24 of the Regulations on the Management of Housing Provident Fund

In any of the following circumstances, the employee may withdraw the storage balance in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.