The usage fee of currency within a certain period of time refers to the remuneration that currency holders (creditors) receive from borrowers (debtors) for lending currency or monetary capital.

Interest fee is actually the collective name of loan interest and loan fees. Among them: loan interest refers to the interest generated by the loan, and the calculation method is loan principal × loan interest rate; loan fee refers to the loan process. Various expenses incurred, such as audit fees, evaluation fees, handling fees, etc. Interest charges exist on a variety of lending businesses, including personal loans and business loans.

There may be interest charges when using personal credit cards, Huabei, Jiebei, and JD Baitiao. Generally, loan products for personal use have a certain interest-free period. If you repay during the interest-free period, you do not need to pay interest, and you may not need to pay fees. For example, general credit cards have an interest-free period of between 20 and 60 days. . After the interest-free period, you need to pay interest, and there may also be related fees. However, many businesses will combine interest and fees together, collectively called interest fees. When settling fees, you can pay attention to this item in the fees.

After the interest-free period, you need to pay interest, and there may also be related fees. However, many businesses will combine interest and fees together, collectively called interest fees. You can pay attention to this when settling fees. This item is included in the cost.